Student Loan Debt

Don't Let The Burden Of Student Loans Hold You Back. I Can Help.

A college, technical, graduate or professional degree is an accomplishment that opens doors to career opportunities and many benefits. For many students today, the cost of obtaining higher education feels like it outweighs the advantages. Dealing with student loan debt is tough, and collection activities can be debilitating.

Hammond & Hammond, P.C., can help you take control of your finances. With more than 20 years of experience, I am a lawyer who knows how to use the personal bankruptcy process to help you obtain relief and get on with your life. Contact my law office in Jonesboro, Georgia, at 770-603-6572 to schedule a free consultation.

Bankruptcy Provides Big Picture Debt Relief From Student Loans

In general, student loan debt cannot be discharged through Chapter 7 bankruptcy. There is a limited exception for those who can prove that the payments create an undue hardship, but the standard is extremely difficult to meet. This does not mean that you are out of debt relief options.

Chapter 13 bankruptcy can be an extremely effective tool for relief from burdensome student loans. The Chapter 13 process allows you to reorganize your debts into an affordable payment plan lasting three to five years. The plan not only takes into account your student loan debt, but any other liabilities as well.

Through the bankruptcy process, I can help you:

  • Prevent or stop garnishment of your wages or bank accounts
  • Stop creditor calls and collection activities
  • Exit bankruptcy in a financial position that makes paying student loans manageable
  • Start rebuilding your credit

Are You Ready For Relief From Student Loan Debt? Contact My Law Firm Today.

Do not wait another day to get relief from your student loan debt. Schedule your free initial consultation with me, attorney Allen Hammond. Contact my law firm at 770-603-6572, send us your information or simply stop by our office.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.