Hammond & Hammond, P.C.

Consumer Bankruptcy

Creditor Harassment Archives

When the harassing crosses the line: How the Fair Debt Collection Practices Act protects debtors

If you are in the process of determining whether to file for bankruptcy, you are probably feeling conflicting emotions regarding your path you'll be taking in the future to rebuild you credit after you file and your current struggle to balance your finances. Of course, the phone calls you now field and mailings you receive from creditors do nothing to ease the stress in your life. All you want is a time to think about discharging your debt without being continuously harassed.

You don't have to endure collection calls forever

If you have built up large amounts of credit card or medical debt, often through no fault of your own, you understand the pressure people in this situation are under. Even something that many people take for granted, such as a trip to the store to buy groceries, might be something to have to worry about if your budget is stretched to the limit -- and then some.